*O.A.C. Subject to the terms of the Flexiti cardholder agreement. No payments deferred plans (not available for Quebec residents): no payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Minimum monthly payment deferred plans (for Quebec residents only): the greater of 5% of the outstanding balance (excluding equal monthly payments) plus payment protection insurance premiums and taxes, if applicable, or $10 is due each month. Interest at the Account AIR accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. No interest equal monthly payment plans: no interest will accrue during the promo period and monthly payments include payment protection insurance, fees, and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents) and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Financing provided by Flexiti. B.C. Licence No. 83660. Flexiti, FlexitiCard, Flexiti Network, and the Flexiti design are trademarks of Flexiti Financial Inc.